Five years of employee benefits data, interpreted — not just indexed. Built for brokers, digital health vendors, PBMs, TPAs, and consultants who need to see what the market is doing — and what the other side of the market is missing.
Every feature in CalliopeFlow is built on the same longitudinal data spine and reasoning engine. No stitching. No separate subscriptions. One source of truth across every workflow.
Broker density, carrier concentration, and service-provider overlap — the shape of your territory, not just the names in it.
Explore →Fragility, stagnation, and fee exposure — read across five years, not one filing.
Explore →Adaptable enrichment. Bring your own providers or use the native BetterContact waterfall.
Explore →Calliope maps the construction of every territory — broker density, carrier concentration, service provider overlap, employer clusters — across five years of filings. Stop prospecting from a flat list. Start working from a map that shows you where the competition is thin and where the relationships are fragile.
Filings are retrospective. Patterns aren't. Calliope reads each account's full filing history and flags the three signals that matter most for commercial teams:
The patterns are hard to copy — reading five years of filings as one account narrative is the analyst work competitors aren't doing.
Calliope's fee benchmarking methodology mirrors the approach now at issue in active ERISA fee litigation — including Oregon Potato Company v. Marsh McLennan (E.D. Wash. 4:25-cv-05139). The same Schedule C reasoning that drives those cases drives every fee signal you see in your territory.
Calliope doesn't lock you into one enrichment source. Bring your existing contact providers — Clay, ZoomInfo, Apollo, whatever you already pay for — or use the built-in BetterContact waterfall. Verified HR, finance, and executive contacts tied to entities you're actually targeting, on whatever infrastructure your team already trusts.
CalliopeResearch is your on-demand AI benefits analyst — grounded in five years of filings and entity resolution, with real-time web research layered on top. Ask anything. Confirm current plan docs, pull recent Schedule A updates, gather employee sentiment, triangulate what the filings don't say yet. Analyst-grade answers in seconds.
Explore CalliopeResearchSee how CalliopeFlow changes what your commercial team can do with five years of benefits data. Thirty minutes. No slides.